We often consider money the ultimate power, but that’s a limiting belief. Money has no power by itself, only the power you give it. That’s why mindset – your ability to focus and the state you put yourself in –  is the ultimate power. Once you can achieve your peak state, you can adopt empowering beliefs such as “I deserve to make money” or “I will use the money I make to create a positive impact on the world.”

Tony says that only 20% of the money game is mechanics, while 80% is psychology. If you fall into the trap of thinking you can’t master the money game, you’ll find ways to sabotage yourself. Wealthy people turn obstacles into opportunities and see every failure as an opportunity to learn and grow. Focus on your strengths, and adopting an abundance mindset allows you to get out of your own way.

We live in an age of instant gratification where we may not know what we want, but we want it now. Mastering money is a long game, which takes patience, strategy, a willingness to fail, and a desire to learn from those failures. Master your own mind, and you’ll put yourself in a position to master the game of money.

Delayed gratification is the ability to hold out now to get a better reward later and is closely related to willpower and self-control. These aren’t traits we are naturally born with or without – they are essential skills you must develop to become a money master.

Another common limiting belief is that you’re just not smart enough to figure out all the numbers and new information involved in becoming a money master. It can feel like learning a new language, but reading financial statements and knowing common vocabulary are essential. Even if you plan on using a financial advisor, you’ll want to become financially literate so you can be involved in important decisions.

You’ll also need to learn how to invest to achieve true financial freedom. Think about your risk tolerance, goals, and how much you want to invest. Get started with lower-risk investments like real estate investment trusts and build from there. As your financial literacy grows, so will your investment funds.

Financial freedom is a must for anyone who wants to live a fulfilling life. But financial freedom in itself isn’t a concrete, actionable goal. To truly master your money, you need to make a massive action plan. First, ask yourself what you want – that’s your end goal. Then, ask yourself why you want it. Connecting your goals to your purpose is vital. Finally, set smaller, measurable SMART goals that will help you work toward your bigger goal. Track and celebrate your progress, and you’re on your way.

What are the best goals? Start with basic money management: Make a budget. Pay off your debt. Create an emergency fund. Then, you can start investing and create goals like diversifying your assets, achieving a certain yearly return, and more.

Though only 20% of the money game is mechanics, you still need the right tools to master this part of the equation. Unshakeable: Your Financial Freedom Playbook is the follow-up to Tony Robbins’ Money: Master the Game and gives you a step-by-step guide to develop financial strategies that work.

 Other helpful resources include a financial advisor who can help give you more information about investing, a business coach who can guide you on your journey to money mastery, and Tony Robbins’ Money: Master the Game app – now known as the TR Money App.

Did you know you can use the law of attraction to get whatever you want in life – including mastering your money? The law of attraction is the idea that what you focus on, you attract. If you focus on what you want and approach life positively, you’ll attract even more positivity and reach your goals.

One of the best ways to do this is to use the power of proximity: surround yourself with successful people and model them. You can join a mastermind group, attend events like Business Mastery, or find a mentor. Most successful people have had mentors in their lives, including Tony himself.


Become a money master, and you’ll also master and creator of your life, not a manager of your life’s circumstances. You’ll realize you are in control when you view life as happening for you instead of to you.

 As the creator of your life, you can start turning setbacks into successes and change your reactions to circumstances, so they always benefit you. You can develop a hunger that destroys your fear of failure and empowers you to go out and pursue your dreams. Financial freedom isn’t really about a number in your bank account — it’s about empowering yourself to master money and shifting your mindset in a way that becomes a part of your everyday life.